Condo Insurance for Georgia Unit Owners

Own a condo in Georgia? Your HOA covers part of the building-but protecting your unit, your belongings & your liability is on you. We'll help you understand where the association's coverage stops and where yours should begin.



Start your quote online or text us for help-it's quicker than calling the HOA.

Coverage Designed for What You Actually Own

Condo insurance (HO-6) typically includes walls-in coverage, personal belongings, liability, loss of use & loss assessment. Whether your unit is new construction or decades old, we'll help you fill in the gaps between your HOA's master policy and your own.



Optional add-ons include water backup, valuables, and identity restoration.

Condo Insurance for Georgia Communities

We help condo owners in Marietta, Smyrna, and other fast-growing Georgia cities find coverage that fits. From suburban townhomes to downtown high-rises, condo associations vary-so we make sure your personal policy matches your unit's real needs.



We're licensed statewide & always easy to reach.

Who We Help Every Day

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First-time condo buyers needing mortgage-eligible coverage

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Longtime owners looking to bundle condo & auto

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Downsizers moving into managed communities

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Owners unclear on what their HOA covers

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Clients who've had claim issues with master policies before

Who We Help Every Day

Frequently Asked Questions

  • Do I need condo insurance if I pay HOA dues?

    Yes. The HOA's policy usually covers the exterior & shared spaces, but not your interior unit or belongings.

  • What's loss assessment coverage?

    It helps pay for shared damage (like a roof or elevator) that the HOA bills back to owners.

  • Does condo insurance cover my belongings?

    Yes, including furniture, electronics, clothing, and more-up to your selected limit.

  • Can I add flood or earthquake protection?

    Yes, depending on your building's location and risk. Ask us about available options.

  • What if I rent out my unit?

    You may need a landlord or short-term rental endorsement-we can walk you through it.

Need Help With Something Else?

  • Homeowners Insurance
    For single-family homes in Georgia

  • Renters Insurance
    If you're leasing a unit, not owning it

  • Pet Insurance
    Extra protection for condo pets
Request A Quote

Protect Your Condo Without Guessing What's Covered

We'll help you get the right condo policy-without relying on HOA fine print.