Boat Insurance for Georgia Lakes, Rivers & Coasts
Whether you're fishing Lake Allatoona, cruising the Chattahoochee, or heading down to the coast, we'll help you protect your boat, your passengers & your gear. From small fishing boats to jet skis and cruisers, we make coverage simple-no fluff, no pressure.
Start your boat insurance quote today or text us for quick answers.
Protection That Floats With You
Boat insurance can include liability, hull damage, fuel spill liability, medical payments, personal effects, and towing-depending on how & where you use your vessel. We'll help you find a policy that covers what matters, from dock to open water.
Coverage is available for powerboats, pontoons, sailboats, PWCs & more.
Serving Georgia Boaters from Lake Lanier to Tybee Island
We work with boaters all across Georgia-whether your vessel is docked inland, trailered in your driveway, or moored along the coast. We understand the unique risks in Georgia waters and offer policies that adjust to how often & where you launch.
We're Georgia-based & licensed statewide.
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Who We Help Every Day
New boat owners looking for quick liability coverage
Jet ski riders needing affordable PWC insurance
Weekend lake goers with pontoons or ski boats
Retirees cruising the Intracoastal Waterway
Boaters bundling auto, RV & marine coverage
Who We Help Every Day
Frequently Asked Questions
Is boat insurance required in Georgia?
No, but marinas or lenders may require proof of coverage. It's highly recommended to carry liability at a minimum.
Can I cover my trailer & boating gear too?
Yes. We offer coverage for trailers, fishing gear, electronics & more.
What if I only use my boat a few months a year?
We'll find a policy that makes sense for seasonal use-no need to overpay.
Do I need special coverage for coastal waters?
Possibly. Some policies exclude saltwater or offshore use, but we'll walk you through the options.
Can I bundle my boat insurance with other policies?
Yes. We'll help you save by combining auto, RV, home & boat coverage where available.
Need Help With Something Else?
- RV Insurance
For life on the road - Auto Insurance
Standard & non-standard options - Home Insurance
Protect your primary residence, too
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Protect Your Boat, Your Passengers & Your Peace of Mind
We'll help you enjoy the water-without worrying about what's not covered.