Essential Winter Prep Tips for a Cozy Home

As the chilly winds of winter begin to blow, it's natural to feel concerned about keeping your home safe and warm. Rest assured, with just a few proactive steps, you can prevent stress and avoid costly insurance claims later on.

Seal Gaps Around Windows and Doors

A classic yet effective method for retaining heat and reducing energy bills is sealing gaps. Ensure your home is airtight by inspecting and sealing any gaps around windows and doors.

Update Smart Thermostat Settings

Modern smart thermostats can adjust automatically to minimize energy waste. Set your thermostat between 68°F and 70°F to keep your home comfortable while optimizing energy use.

Clean Out Gutters

Before heavy snow hits, clear out leaves and debris from your gutters to prevent ice dams and water backups.

Schedule a Heating System Checkup

Avoid unexpected breakdowns during cold spells by scheduling an annual inspection for your heating system.

Boost Indoor Air Quality

Improve your indoor air quality by using HEPA filters for viruses and particles, or MERV 13+ for dust and allergens in either HVAC systems or portable units.

Clear and Check Solar Panels

If you use solar panels, remember to activate winter modes and regularly clear snow to maintain efficiency.

Insulate Exposed Pipes

Prevent pipes from freezing and bursting, especially in basements or exterior walls, by ensuring they are well-insulated.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This will streamline potential insurance claims if anything unexpected happens.

Even implementing just a few of these steps can make a significant difference in protecting your home during winter. Stay proactive, and remember, it’s never too late to get started. We encourage you to review your homeowner's insurance policy with us, especially if you’re unsure what’s covered during winter weather events.