October 21, 2024
driversinsgaHow Long Do You Need SR-22 Insurance in Georgia?
If you’ve found yourself in a situation that requires SR-22 insurance in Georgia, you might be wondering how long you’ll need to maintain it. SR-22 is not actually insurance. It’s a certificate that proves you have the state-required liability coverage. Typically, SR-22 is required after certain violations, such as the following: DUI or DWI—A driving […]
August 29, 2024
driversinsgaReal-life Scenarios: When Non-standard Auto Insurance Is Necessary
Auto insurance is required in most states, but the traditional policies don’t always fit every situation. Non-standard car insurance can help fill gaps where conventional coverage falls short. This type of insurance is tailored to meet the needs of drivers with unique circumstances or higher risk profiles. High-risk Drivers Jane, a 28-year-old driver, has had […]
July 27, 2024
AgencyThe Impact of Your Car’s Make and Model on Insurance Costs
Insurance companies assess each car based on several key characteristics, which can significantly affect your insurance costs. Here’s how your car’s make and model can impact your insurance premiums. Repair Costs and Parts Availability Insurance companies consider the cost of repairs and the availability of parts for your car’s make and model. Vehicles that are […]
June 28, 2024
AgencyThe Effect of Credit Score on Auto Insurance Rates
Several key factors influence car insurance premiums in , including your insurance-based credit score. Understanding these elements can help you make informed decisions about your coverage and potentially find ways to save on your auto insurance costs. Some of the primary factors that affect car insurance premiums in include the following: Your driving record—Accidents, traffic […]
April 25, 2024
AgencyWhat Is Non-standard Auto Insurance and Who Needs It?
Non-standard auto insurance is a category of coverage that caters to drivers considered higher risk and might not qualify for standard policies. Understanding what non-standard auto insurance entails and identifying whether you fall into this category can help you make informed decisions about your auto insurance needs. What Is Non-standard Auto Insurance? Non-standard auto insurance—often […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]